ÿþ<html> <head> <title> Loan | Loanwin | Loan Canada | Loan Toronto | Loan Ontario | Get a Loan | Lending Canada | www.LoanWin.Com</title> <meta name="description" content="LoanWin.com, is the fastest growing borrower-to-lender connection marketplace, created to make consumer lending direct and more financially rewarding for everyone."> <meta name="keywords" content=" Loan, Loanwin, Loan Canada, Loan Toronto, Loan Ontario , Get a Loan, Lending Canada, Borrow Canada, Money Canada, Cash Loan Canada, Home Loan Canada, Home Loan Toronto, Home Loan Ontario, Study Loan Canada, Car Loan Canada, Auto Loan, Education Loan Canada, Credit Card Loan, Credit Card Loan Canada, Personal Loan, Online Loan, How to get a loan in Canada, Property Loan, Unsecured Loan, Secured Loan, Invest Canada, Interest Free Cash Loan, Pay Day Loan, Fast Loan, Quick Loan, Cheap Loan, Low Interest Loan, Low Interest, Business Loan, Business start up loan, Equipment Loan, Free Loan"> <meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1"> <script type="text/javascript"> var gaJsHost = (("https:" == document.location.protocol) ? "https://ssl." : "http://www."); document.write(unescape("%3Cscript src='" + gaJsHost + "google-analytics.com/ga.js' type='text/javascript'%3E%3C/script%3E")); </script> <script type="text/javascript"> try { var pageTracker = _gat._getTracker("UA-12330965-5"); pageTracker._trackPageview(); } catch(err) {}</script> <script type="text/javascript" src="css/menubutton.js"></script> <link href="css/loanwinstyle.css" rel="stylesheet" type="text/css"> </head> <body bgcolor="#FFFFFF" onLoad="MM_preloadImages('images/loanwin-rollover_02.jpg','images/loanwin-rollover_04.jpg','images/loanwin-rollover_05.jpg','images/loanwin-rollover_06.jpg')"> <!-- ImageReady Slices (top.psd) --> <table width="920" border="0" align="center" cellpadding="0" cellspacing="0" class="whitebg"> <tr> <td width="20" height="20">&nbsp; </td> <td height="20">&nbsp; </td> <td width="20" height="20">&nbsp; </td> </tr> <tr> <td width="20">&nbsp; </td> <td> <table width="880" border="0" align="center" cellpadding="0" cellspacing="0"> <tr> <td align="center"> <a href="http://www.loanwin.com"> <img src="images/loanwin-logo.gif" alt="Loanwin.com" width="237" height="60" style="border: 0;" /></a> </td> <td align="right" class="menulinks"> <a href="myAccount.aspx"> <img height="39" src="images/my-account.gif" width="118" border="0" /></a> </td> </tr> <tr> <!--<td width="293" valign="top">--> <td valign="bottom" style="padding-top: 5px;"> <object classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=7,0,19,0" width="293" height="315"> <param name="movie" value="flash/loanwin.swf"> <param name="quality" value="high"> <embed src="flash/loanwin.swf" quality="high" pluginspage="http://www.macromedia.com/go/getflashplayer" type="application/x-shockwave-flash" width="293" height="315"></embed> </object> </td> <td valign="top"> <table border="0" align="center" cellpadding="0" cellspacing="0"> <tr> <td> <!-- <a href="Default.aspx" onmouseout="MM_swapImgRestore()" onmouseover="MM_swapImage('999','','images/loanwin-rollover_02.jpg',1)"> <img src="images/loanwin-menus_02.gif" alt="Home" name="home" width="146" height="245" border="0"></a> </td> <td> <img src="images/loanwin-menus_03.jpg" width="1" height="245"> </td> <td> <a href="BorrowerReg/BorrowerStep1.aspx" onmouseout="MM_swapImgRestore()" onmouseover="MM_swapImage('999','','images/loanwin-rollover_04.jpg',1)"> <img src="images/loanwin-menus_04.gif" alt="get a loan" name="get-loan" width="148" height="245" border="0"></a> </td> <td> <a href="LenderReg/LenderStep1.aspx" onmouseout="MM_swapImgRestore()" onmouseover="MM_swapImage('999','','images/loanwin-rollover_05.jpg',1)"> <img src="images/loanwin-menus_05.gif" alt="Give a Loan" name="give-loan" width="147" height="245" border="0"></a> </td> <td> <a href="Borrower/BorrowerList.aspx" onmouseout="MM_swapImgRestore()" onmouseover="MM_swapImage('999','','images/loanwin-rollover_06.jpg',1)"> <img src="images/loanwin-menus_06.gif" alt="Borrowers list" name="Borrowers-list" width="145" height="245" border="0"></a>--> <table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td valign="bottom" align="right"> <a href="Default.aspx" onMouseOut="MM_swapImgRestore()" onMouseOver="MM_swapImage('Image13','','images/loanwin-rollover_02.jpg',1)"> <img src="images/loanwin-menus_02.gif" alt="Home" name="Image13" width="146" height="245" border="0"></a> </td> <td valign="bottom" align="center"> <a href="BorrowerReg/BorrowerStep1.aspx" onMouseOut="MM_swapImgRestore()" onMouseOver="MM_swapImage('Image15','','images/loanwin-rollover_04.jpg',1)"> <img src="images/loanwin-menus_04.gif" name="Image15" width="149" height="274" border="0"></a> </td> <td valign="bottom" align="left"> <a href="LenderReg/LenderStep1.aspx" onMouseOut="MM_swapImgRestore()" onMouseOver="MM_swapImage('Image16','','images/loanwin-rollover_05.jpg',1)"> <img src="images/loanwin-menus_05.gif" name="Image16" width="147" height="245" border="0"></a> </td> <td valign="bottom" align="left"> <a href="Borrower/BorrowerList.aspx" onMouseOut="MM_swapImgRestore()" onMouseOver="MM_swapImage('Image14','','images/loanwin-rollover_06.jpg',1)"> <img src="images/loanwin-menus_06.gif" name="Image14" width="145" height="245" border="0"></a> </td> </tr> </table> </td> </tr> <tr> <td height="70" align="center" valign="middle" background="images/loanwin-menus_08.gif"> <table width="579" border="0" cellspacing="0" cellpadding="0" style="margin-top:10px;"> <tr class="menulinks1"> <td width="120" height="16" align="left" valign="top"><a href="LenderReg/LenderStep1.aspx" class="menulinks">Become a Lender</a></td> <td width="10" align="center" valign="top" class="menulinks"> | </td> <td width="120" align="center" valign="top"><a href="banner_rate_card.aspx" class="menulinks">Advertise with us </a> </td> <td width="10" align="center" valign="top" class="menulinks"> | </td> <td width="110" align="center" valign="top"><a href="all_about_loan.html"class="menulinks">All About Loans </a> </td> <td width="10" align="center" valign="top" class="menulinks"> | </td> <td width="120" align="left" valign="top"><a href="free_credit_report.html" class="menulinks">Free credit report</a></td> <td width="10" align="center" valign="top" class="menulinks"> | </td> <td width="90" align="left" valign="top"> <div align="center"><a href="how.html" class="menulinks">How It Works</a> </div></td> </tr> </table> <table width="579" border="0" align="center" cellpadding="0" cellspacing="0" style="margin-top:5px"> <tr class="menulinks1"> <td width="90" align="center"> <a href="about.html" class="menulinks">About Us</a> </td> <td width="11" align="center" class="menulinks"> | </td> <td width="165" align="center"> <a href="why.html" class="menulinks">Why LoanWin.com</a> </td> <td width="11" align="center" class="menulinks"> | </td> <td width="53" align="center"> <a href="faq.html" class="menulinks">FAQ</a> </td> <td width="37" align="center" class="menulinks"> | </td> <td width="104" align="left"><a href="report_fraud.aspx" class="menulinks">Report Fraud</a></td> <td width="10" align="center" class="menulinks"> | </td> <td width="101" align="left"> <div align="center"><a href="ContactUs.aspx" class="menulinks">Contact Us</a> </div></td> </tr> </table> </td> </tr> </table> </td> </tr> </table> <table width="880" border="0" cellspacing="0" cellpadding="0"> <!-- <tr> <td> &nbsp; </td> <td> </td> <td> &nbsp; </td> </tr>--> <tr> <td width="290" valign="top" class="hometxt"> <table width="290" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="15" height="43"> <img src="images/area_01.gif" alt="" width="15" height="43"> </td> <td height="43" background="images/area_02.gif" class="bluebold"> At A Glance </td> <td width="15" height="43"> <img src="images/area_03.gif" alt="" width="15" height="43"> </td> </tr> <tr> <td width="15" background="images/area_04.gif"> </td> <td class="menulinks" style="padding: 10px"> <ul style="line-height: 2em"> <li>Let lenders compete for your loan </li> <li>Know your confidential loan possibilities safely and anonymously </li> <li>Start getting quotes immediately</li> <li>An inexpensive, cost effective service for borrowers and lenders </li> </ul> </td> <td width="15" background="images/area_06.gif"> </td> </tr> <tr> <td width="15" height="15"> <img src="images/area_07.gif" alt="" width="15" height="15"> </td> <td height="15" background="images/area_08.gif"> </td> <td width="15" height="15"> <img src="images/area_09.gif" alt="" width="15" height="15"> </td> </tr> </table> <p> </p> <p>&nbsp; </p> </td> <td width="3"> </td> <td width="587" valign="top"> <table width="587" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="15" height="43"> <img src="images/area_01.gif" alt="" width="15" height="43"> </td> <td height="43" background="images/area_02.gif" class="bluebold"> Personal Loan</td> <td width="15" height="43"> <img src="images/area_03.gif" alt="" width="15" height="43"> </td> </tr> <tr> <td width="15" background="images/area_04.gif"> </td> <td class="content" style="padding-top: 15px"> <div class="content"> A loan made for personal, family, or household purposes as opposed to a business loan or a long-term mortgage loan used to finance real estate purchases. Personal Loans can be secured or unsecured loans and are often used for several purposes which include payment for tax bill, tuition fees, debt consolidation, car repairs or other financial emergencies. A personal loan can also be used if the borrower needs additional funds to purchase a car, a yacht or for vacation.<br><br> <strong>Different types of personal loans?</strong><br> <br> Personal loans come in two types: the secured and unsecured. Secured personal loans require security which is often in collateral. The collateral can be tangible or intangible possessions. They are also easily available on account of the collateral, which makes the lenders willing to grant the loan. The secured personal loans are cost-effective because their interest rates are lower than unsecured loans. There are also easy options for terms of payments. Having collateral to secure the loan does not give many worries to the lending institutions and banks in the event of nonpayment.<br><br> In contrast, unsecured personal loans have strict terms of payment, and the interest rates are higher because the lender s risks are higher as well. The two bases for its approval are the credit worthiness of the borrower and his capacity to pay. Personal loans are commonly granted to tenants, to those who do not own home properties, and to those who are not in a position to offer any collateral. In case of default in payment, the lender holds nothing to guarantee payment of loan, except, those which are stipulated on the clauses of credit agreement, and legal approaches.<br><br> The application process for both secured and unsecured personal loans is fast and easy. In most cases, personal loans do not have hidden charges, application fees, origination fees and closing costs. The borrower s credit worthiness is given too much weight that the loan approval depends on this sole factor. The minimum amount to be loaned is C$500 and the maximum amount approved can be C$25,000. Before you make the decision on personal loans, it is best to shop around for comparison of rates. Every bank and lending institutions has its own policy and criteria. Choose the one that best fit your needs. If your credit score suffers tremendously, you can take advantage of personal loans to improve it. There are lenders that offer personal loans for bad credit. Such program is designed specifically to end your sleepless nights. </div> </td> <td width="15" background="images/area_06.gif"> </td> </tr> <tr> <td width="15" height="15"> <img src="images/area_07.gif" alt="" width="15" height="15"> </td> <td height="15" background="images/area_08.gif"> </td> <td width="15" height="15"> <img src="images/area_09.gif" alt="" width="15" height="15"> </td> </tr> <tr> <td height="10"> </td> <td height="10"> </td> <td height="10"> </td> </tr> </table> </td> </tr> <tr> <td>&nbsp; </td> <td> </td> <td>&nbsp; </td> </tr> </table> <table width="880" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="20"> <img src="images/foot-bg_01.gif" alt="" width="20" height="79"> </td> <td align="center" background="images/foot-bg_02.gif" class="footxt"> <a href="how.html" class="footxt">How It Works</a>&nbsp;&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;&nbsp;<a href="faq.html" class="footxt">FAQ</a>&nbsp;&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;&nbsp;<a href="why.html" class="footxt">Why LoanWin.com</a>&nbsp;&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;&nbsp;<a href="about.html" class="footxt">About Us</a>&nbsp;&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;<a href="ContactUs.aspx" class="footxt">&nbsp;Contact Us&nbsp;</a>&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;&nbsp;<a href="Default.aspx" class="footxt">Customer Login</a><br> 2010 &copy; LoanWin.com. All Rights Reserved&nbsp;&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;<a href="privacy.html" class="footxt">&nbsp;Privacy Policy</a>&nbsp;&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;&nbsp;<a href="tos.html" class="footxt">Terms of Service</a>&nbsp;&nbsp;&nbsp;&nbsp; </td> <td width="20"> <img src="images/foot-bg_03.gif" alt="" width="20" height="79"> </td> </tr> </table> </td> <td width="20">&nbsp; </td> </tr> <tr> <td width="20" height="20">&nbsp; </td> <td height="20">&nbsp; </td> <td width="20" height="20">&nbsp; </td> </tr> </table> <!-- End ImageReady Slices --> </body> </html>